How to Choose a Family Dentist and How to Handle Multiple Insurance Plans
Your oral health is important, as is that of your family members. That’s why you should choose your dentist carefully. Here are some tips for finding a great family dentist as well as some useful information about navigating your family’s multiple insurance plans.
Choosing the right family dentist
Good oral health requires regular dental checkups, so focus on convenience. Ask yourself whether it’ll be easy to get to the dental office from your home, work or your kids’ school and look at the office hours.
Once you’ve narrowed down your options, look for a family dentist that best suits your needs and preferences. If you have young children, you may start by looking for a dental office that offers specialized dental care for children. Consult the website of any dentist you’re considering and schedule a consultation with them. That way you can learn more about their practice and see the offices.
Before the meeting, it’s a good idea to draw up a list of questions. Here are some you might want to include:
• What are the dentist’s qualifications and experience?
• How does the office handle dental emergencies?
• What’s the wait time when booking an appointment?
• How are bills handled?
• Does the office charge according to the Alberta Dental Fee Guide?
Following the meeting, you should reflect on questions such as:
• Do you feel comfortable with the dentist?
• Were the dentist and her staff friendly?
• Do you have confidence in her abilities?
• What are your impressions of the dental office?
Take your time before making a decision and don’t hesitate to visit more than one clinic.
Making the most of multiple insurance plans
If your family has more than one insurance plan, they can be combined when you claim dental care. This maximizes your coverage and saves you money. Here’s how it works
When you submit a claim to your primary insurance plan, you receive an Explanation of Benefits Statement (EOB), which details your coverage. If there’s a remainder, you can claim it with your secondary plan by submitting the EOB to that carrier.
Your primary plan is your own plan, while your secondary plan is your spouse’s. If you have children, their primary plan is the plan of the parent whose birthday falls on the earlier date in the calendar year.